RESPs are registered education savings plans 1 that grow tax-deferred until beneficiary withdraws funds for post-secondary education. Students usually pay little or no tax on those funds when withdrawn as RESP contributions are nontaxable and students are at lower income tax rate.
Kelvin took the time to find out about our family, our needs and goals before creating a plan for us that focused on both our personal and business objectives. We now feel more secure about our future. We sincerely appreciate the service that Kelvin and his team has provided for us.
As working parents with two busy kids, one of the best things about dealing with Kelvin is that he keeps us on track with our finances. He took the time to get to know us and asked us the right questions. He is great at explaining financial concepts in a way that anyone can understand. We are very happy with his service and would recommend him to others.
Mutual fund products and services are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through Krips Consulting Services Inc. Banking products and services are offered by referral.
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